Racking up that F-U Money
How to manage your money like a pro
Money Talk: Project Debt-Free by 30
On being ‘exotic’
From 6th gear to full-stop
Min stad, just där solen börjar om
Well, then what’s your not-so-good version?!
- When all my co-workers, bosses, bosses’ bosses, their past-middle-aged wives and their 9 year old’s whole heartedly sang ‘Chug it down! Chug it down! Sing ‘hup-de-la-la-la-loo-lah-la’ Chug it doooooooowwwwn!’
- Kraftskiva fest. So just vodka then? I thought this was supposed to be about crayfish?
- Swedes always stand to the right on the escalators, leaving me and my toned tush to climb 60stairs up to heaven, uh the light. Yeah right, screw that. Gimme some room on the right ya old fart with your 4 bags, move!
- I haven’t had to work out. I live on a freaking hill. It’s tough enough
- Still, we’re all in the gym about 4 times a week.
- Because: Semla buns have forever glued themselves on my thighs.
- I’ve actually never had kötbullar. Please don’t deport me.
- That freaking personnummer. Why? Why? WHYYYY!
- My happiness on a December morning when the first snowflakes fall.
- Biking for 40 days through snow and -18C
- My messed up collection of shoes in March.
- My grumpiness and whining when it still snows in APRIL
- 25th of the month, paaaaay day
- ‘You don’t have knackebröd? But… then… what are we going to eat?’
- December: Stop the darkness
- June: no darkness at all
I’ve been home in Sweden for a little over a week (scoooore!). And I’m finally having time to go through some archives. Those super active bloggers that are able to edit, post and publish every day or week while on the road. I don’t know how you do it!
After travelling to Amsterdam over Christmas, then Finland, Dublin, California, Finland again and Madrid, I finally have had more than 6 days in this country, oh yes! I came to realise that damn: it’s already the end of March. Now that I’m home, and finally fixed my new apartment in order to make it my home, I come to realise again how much I love it here. I. LOVE. SWEDEN. I have to admit though: I’ve already blocked out January and February, where we had 42 days of non-stop snow. Believe me, ploughing yourself on a bike (hashtag: trueDutch) in temperatures up to -18C: NO FUN. Boy did I hate this country then. But now, when it’s time to enjoy my morning coffee on the terras by the water: blissss
The Swedes have a saying: you just need to survive winter.
‘It’s sold! Your first property investment has turned out to be a winner!’ Drumbells, champagne and a bit of wannabe-Beyonce dancing was definitely needed. Now, granted, I know not a whole lot of careergirls at the age of 26 out there are able to buy, and sell their first property. The mortgage system in Sweden is a lot ‘easier’ than in other parts of the world and I am aware of this. But whether you’re renting, owning, living with friends or in the process of buying your first property, I thought to hand out some first-hand experience tips from this newbie seller.
First and foremost, your apartment or house should be a place to live. However, be sure it will not only be a good place to come home to, also make sure to check out the market and future markettrends to see whether your property could potentially turn out to be a comfy pillow in the bank later-on. Cause when it’s time to sell, it’s really time to sell it.
- Most properties won’t sell themselves (don’t trust realtors telling you otherwise). Sure if you’re owning in Central Stockholm, Amsterdam or Tokyo, your chances of an easy sell are higher due to housingbooms. But make sure to at least have the idea of putting in some effort into your sale. Effort equals returns.
- You’re not selling the square meters. You’re selling the feeling. Styling is everything. This is where Swedes are greatly raising the bar for sellers all around the world. Ever heard of Fantastik Frank? For a few thousand dollars they come and style your house before they put it on the market. Granted it’s a lot of money, money that I’m not willing to invest in a stylist, but their Return On Investment is skyrocketing. I feel especially Dutch people are quite bad at house photography and styling for Funda.nl. That property-ad you’re putting out there is everything! Hire a good photographer.
- Take on a neutral palate for your place. Orange pillows? pink curtains? let’s take those away shall we. People need to be able to envision their own design in your place. Colours mainly clutter that. So go for an easy-on-the-eyes look.